My name is Austin Holtzman and I look forward to helping you buy or sell your home in Denton County, TX. Customer service is what I am all about and real estate is my passion. My website can be a great tool and resource. You can ask me questions, search for homes or find links to other great real estate resources. Feel free to sign up and receive emails when new properties come on the market or just browse what is currently available in the Dallas, Fort Worth Metroplex and Make sure to check back often for new features and resources and to see what’s going on in our housing market!
Get pre-approved, learn the home buying process, search an interactive map of available listings and more!
Find out what similar homes are going for in your neighborhood with a no obligation Comparative Market Analysis.
Considering building a home? I can give you recommendations and builders that can build your custom home!
It’s important to get pre-approved to know how much you can afford, but what does the bank think? It may be willing to lend you an amount that could get you into trouble financially; on the other hand, it may not be willing to lend you as much as you would like. The reason you need to know what the bank will let you borrow before you start shopping for a house is that you don't want to think you can afford a $350,000 house, start looking, and then find out that you can only get a loan for $250,000. The features that come with the $350,000 house won't exist in the $250,000 house and you'll be setting yourself up for disappointment.
Finally, a seller isn't likely to accept an offer from a buyer who hasn't already secured financing. Why should they waste valuable days taking their home off the market while waiting to see if you can get a loan? Getting pre-approved is pretty easy. It's just a matter of calling a lender and giving them about 20 minutes worth of personal and financial information, then following up with supporting documentation and waiting for a decision from an underwriter.